Stage IV of the Recovery Ladder
Legal Administrative Services
The most difficult accounts, forwarded to collection-specialist attorneys through the American Lawyers Quarterly Network. Suit only with your written authorization. You advance court, filing, and process costs.
What it is
The top of the ladder, and the stage most accounts never reach. Suit-worthy accounts are forwarded to collection-specialist attorneys — with your written authorization, account by account.
- Accounts are forwarded to collection-specialist attorneys through Action Recovery’s American Lawyers Quarterly Network membership.
- Action Recovery administers and coordinates the process. It does not practice law.
- Litigation proceeds only with your written authorization on the specific account. Forwarding is not a decision to sue.
- Attorney fees come out of the agency’s share. Court, filing, and process-serving costs are advanced by you — stated upfront because it is the one stage with an out-of-pocket cost.
Terms
What it costs, stated plainly.
- What you keep
- You net 50% — attorney fees come out of our half
- Fee basis
- 50% contingency, attorney fees inside
- Billed at signing
- Nothing
Pending compliance review
Best fit
Accounts with a balance large enough and a debtor solvent enough to justify legal process, where earlier stages have been exhausted.
Not this stage
Small balances, or accounts where a genuine dispute exists. Neither belongs in front of an attorney.
How it works
Four steps, and you stay in control of every one.
Describe your receivables
How old the accounts are, typical balances, how many, and what you’ve already tried. That’s everything a recommendation needs.
Get a recommendation, not a pitch
You’re pointed to the stage of the ladder that fits your accounts — including “start with letters and keep 100%” when that’s the honest answer.
Agree in writing
A straightforward agreement defines the service, the fee basis, and when work begins. Nothing starts until it’s signed.
Recovery begins
Letters go out, or accounts place directly — and escalation past any stage happens only with notice to you.
Questions creditors ask
Asked before you had to ask.
Does Action Recovery practice law?
No. Action Recovery administers and coordinates attorney involvement — forwarding suit-worthy accounts to collection-specialist attorneys through its American Lawyers Quarterly Network membership. The attorneys practice law; Action Recovery manages the process and reports back to you.
Can an account be sued without our approval?
No. Litigation proceeds only with your written authorization on that specific account. Forwarding an account for review is not a decision to sue.
What costs do we carry?
Court, filing, and process-serving costs are advanced by you — those are paid to courts and officers, not to the agency. Attorney fees come out of the agency’s share rather than being billed to you separately. This is stated upfront because it is the one stage with an out-of-pocket cost.
The rest of the ladder
Not the right stage? These are the others.
Talk to the advisor
Where do your accounts sit on the ladder?
Every engagement starts the same way: describe your receivables — how old, how large, how many, what’s been tried — and get an honest read on how far up the ladder they’d ever need to travel. Often the answer is “not far.”