Industries
The ladder is the same. Where you enter it is not.
Different sectors carry different receivables — a fresh patient balance and a three-year-old deficiency balance are not the same problem. Each page below names the stage that usually fits, and why.
Sectors we have worked longest
Where clients have written to us.
- Dental & Oral SurgeryUsually enters at Stage I — Pre-CollectDental & oral surgery
- Medical / HealthcareUsually enters at Stage I — Pre-CollectMedical & healthcare
- Funeral HomesUsually enters at Stage I — Pre-CollectFuneral homes
- Physical TherapyUsually enters at Stage I — Pre-CollectPhysical therapy
- Auto DealersUsually enters at Stage III — Straight ContingencyAuto dealers
- EducationUsually enters at Stage I — Pre-CollectEducation
Also recovered for
Sectors with the same shape of problem.
- Property ManagementUsually enters at Stage III — Straight ContingencyProperty management
- VeterinaryUsually enters at Stage I — Pre-CollectVeterinary
- ChiropracticUsually enters at Stage I — Pre-CollectChiropractic
- UtilitiesUsually enters at Stage I — Pre-CollectUtilities
- Home ServicesUsually enters at Stage I — Pre-CollectHome services
- Fitness / MembershipUsually enters at Stage III — Straight ContingencyFitness & membership
Not listed? The ladder is not sector-specific — it works wherever a business is owed money by consumers. Describe your accounts and you will get a straight read on where they fit.
Talk to the advisor
Where do your accounts sit on the ladder?
Every engagement starts the same way: describe your receivables — how old, how large, how many, what’s been tried — and get an honest read on how far up the ladder they’d ever need to travel. Often the answer is “not far.”